AI as a Utility
I've started forking out $20/mo for Chat GPT-4, which has helped me solved some obscure problems, such as identifying which registers can hold function call variables in the POWER ISA C-ABI specification - information that would take several minutes at least to an hour or more to track down with Google.
Clearly, Chat GPT-4 saves me quite possibly dozens of hours per month. Since the subscription is less than I make per hour(after taxes) at my current job, I'd say it's well worth paying for every month(it buys me more than an hour of time for sure), hence, Chat GPT-4 is now part of my utility bill.